Everybody likes a good villain, especially a quirky Captain Jack Sparrow who is easier to laugh at then actually run from. The only times you do not like one is when they own your house and still find ways to humiliate you and steal from you your last half-pence. I know I keep squawking about Countrywide, but seriously, there is plenty here to feast on and this is not a subject that is going to go away soon. I am going to follow this folly all the way to prison.

The latest in their tales of woe came this week with the announcement that they may have charged extra fees to consumers facing bankruptcy, "Countrywide Financial Corp. is the target of a multi-state federal investigation aimed at determining whether the Calabasas-based lender has been levying unjustified fees on consumers going through bankruptcy." Allegedly, subpoenas were filed in about a dozen cases regarding their questionable fees. Instead of riding this wave with a smidgen of dignity and a blanket statement regarding their cooperation with the feds, Countrywide objects to this accusation and is prepared to fight. As if this accusation would really be a stretch! My question to Countrywide is "Why?" Have they not done enough already while fleecing the hard-working American? In addition to giving horrible loans, strapping on needless fees, and holding the consumer in the loan until every last penny is squeezed out of their lifeless bodies, they come up with this.

While my sarcasm is not really going to help you, many are finding methods that will. In place of credit repair, people are turning to trade lines to quickly boost their credit enabling them to refinance and keep their homes. In light of recent events, lenders like Countrywide should be the ones who are penalized and not the American people looking to own a home and maintain their dreams.

Ted Stearns, owner of TradeLine Solutions, a San Diego based credit aide company, is not a newcomer to the world of finance. His experience began as an options and futures broker with Currency Trading International about 12 years ago. Since then he has been a financial advisor who hosted a live radio show on AM 1000 KCEO for four years, educating callers and listeners on stocks, bonds and various investments. Over the last five years he has delved into the nationwide mortgage business informing both clients and lenders alike in the arena of purchasing and refinancing.

With all former experience as his guide, he has come into the world of trade lines to help clients better their financial situation. Able to glean from the perspective of both lender and client, he has the unique ability to see the need of the purchaser and meet it head on.

Source: www.articlecity.com